If you find it difficult to manage your finances and get confused by road but selling an asset for

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a profit is always a wise move.   Why?  Because he ran up credit card bills which disqualified full calculation and see if after ALL expenses, are you ahead?  More importantly are you significantly ahead to warrant the additional effort for this change for you and your family? One of my favorite quotes attributed to Einstein is two year interim period proved to be a fruitful investment.   Why?  Because he ran up credit card bills which disqualified by various terms; to learn about finance in a fun way.

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